LEGAL AGREEMENT & OPERATING STANDARDS

Terms of Service & Usage Protocols

EFFECTIVE DATE: MARCH 2026VERSION 2.1BINDING AGREEMENT

1. Acceptance of Terms

By accessing, browsing, registering for an account, or using any software, educational course, screener, analytical pipeline, or community forum operated by Market Healers Technologies ("Market Healers", "we", "us", or "our"), you ("User", "you") agree to be bound by these Terms of Service. If you do not agree, you must immediately discontinue use of the platform.

2. Educational License & Scope of Access

Subject to your adherence to these Terms, Market Healers grants you a personal, non-exclusive, non-transferable, revocable license to access our educational content, algorithmic decision-support tools, and market dashboards solely for your personal, non-commercial financial education and analytical research.

Account Exclusivity:Each account is strictly for single-user access. Account sharing, credential distribution, or concurrent session pooling across multiple parties is strictly prohibited.

3. Strictly Prohibited Platform Conduct

To safeguard our community integrity and computational infrastructure, users agree NOT to:

  • Data Scraping & Extraction: Systematically scrape, mine, automated-query, or harvest raw financial quotes, screener tables, or proprietary metrics.
  • Reverse Engineering: Decompile, reverse engineer, or attempt to extract model parameters, prompts, or source weights from Ruzhaa, Dhaleo, Determind, Jaro, or Dhruvan.
  • Commercial Redistribution: Resell, syndicate, repackage, or broadcast Market Healers course materials, lesson notes, or analytical models for commercial profit.

4. Community Code of Conduct: Anti-Tips & Anti-Hype Policy

Zero-Tolerance "No-Tips / No-Gambling" Policy

Market Healers prohibits all forms of stock tipping, "guaranteed calls", options gambling chatter, pump-and-dump coordination, or unsolicited financial promotion. Any member found posting unsolicited tips, affiliate referral links, or deceptive profit screenshots will face immediate, permanent termination without refund.

5. Regulatory Disclaimer & No Investment Advice

You expressly recognize and confirm that Market Healers is NOT a SEBI-registered Investment Adviser (IA), Research Analyst (RA), or Portfolio Manager (PMS). No feature, calculation, AI output, or course webinar constitutes personal investment advice or a recommendation to buy or sell securities. All investment decisions are executed independently at your own financial risk.

6. Intellectual Property Rights

All platform designs, codebases, algorithms, lesson slides, video recordings, interactive diagrams, and trademarks (including Market Healers, Ruzhaa, Dhaleo, Determind, Jaro, and Dhruvan) are the exclusive intellectual property of Market Healers Technologies and protected by Indian and international copyright treaties.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Market Healers Technologies, its directors, officers, and mentors shall not be held liable for any direct, indirect, incidental, punitive, or consequential financial losses arising from market trades, trading platform outages, third-party data latency, or errors in probabilistic machine learning models.

8. Governing Law & Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of the Republic of India. Any legal dispute, arbitration, or proceeding shall be subject to the exclusive jurisdiction of the competent courts located in Bengaluru, Karnataka, India.

9. Contact & Legal Notices

For official legal communications, copyright infringement claims, or compliance notices, please contact:

LEGAL DEPARTMENT: Market Healers Technologies
EMAIL: legal@markethealers.com
LOCATION: Bengaluru, Karnataka, India
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